Same or Better Coverage at 50% of Current Premiums

Gary W. Gum Insurance offers Lender Placed Hazard and Real Estate Owned Insurance at a savings of up to 50% of industry average premiums covering all
risk of direct physical loss or damage, excluding earth quake.

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The focus of GGI is on providing personal prompt service, at competitive rates,
to lenders in the state of Texas thru a Best's Rated A15 Excellent
Company or better.

Lender Placed Insurance, also referred to as Forced Place Insurance, protects the interest of the bank, credit union, or other lending institution from uninsured direct physical loss or damage to real property in which the institution holds an interest.

A lenders' master policy or optional individual policy, provides instant coverage and simple/user friendly reporting. Coverage for inadvertent errors and omissions in reporting is included at no additional cost.

Lender Placed program includes:
• -Immediate coverage of vacant, REO and uninsured properties
• -Efficient single step reporting
• -Ability for lender to bind (by reporting form) up to $3,000,000 per location once policy is in place
• -Modest deductibles of $500 for residential and $1,000 for commercial
• -Wind.Hail.Hurricane coverage . . .
• -Replacement cost coverage on residential and commercial properties
• -Fast, reliable claims service